Tuesday, December 31, 2019

Portfolio Update 31 December 2019

Time really flies! Before I realize it, it's the end of the year 2019! I never have imagined that life after I started working part-time could be so packed with things to do. I am feeling that I am even busier than before. Okay, I am busy with things that I enjoy but do not make money.

The market has closed for the year 2019. STI gained 178 points, or 5.85% in this year, despite all the political uncertainties in HK and Korea, US-Sino trade war, natural disasters.... etc. I have been very passive in stock investment this year. The only activities were subscribing to rights issues and opting for scrip dividends. Despite my passive stance, my stock portfolio value grew 8% compared with last year, which I am quite happy with.

I received a total of S$198,000 in dividend, from shares (42%), UT(21%) and bonds(37%).

Below are my top 30 stock holdings as at 31 December 2019.

1.         ComfortDelGro
2.         DBS
3.         OCBC Bank
4.         SingTel
5.         Frasers Comm Tr
6.         Kep Inf Tr fKa CIT
7.         CapitaComm Tr
8.         ST Engineering
9.         SPH
10.     Mapletree Log Tr
11.     Metro
12.     SGX
13.     AIMSAMP Cap Reit
14.     CapitaLand
15.     SATS
16.     Global Inv
17.     Keppel Corp
18.     Ascendas-h Trust
19.     Ascendas Reit
20.     Frasers Cpt Tr
21.     Sing Inv & Fin
22.     United Engineers
23.     Nam Lee Metal
24.     Sembcorp Ind
25.     Nikko AM STI ETF 100
26.     Ascott Reit
27.     Cache Log Trust
28.     Tai Sin Electric
29.     Suntec Reit
30.     Stamford Land

76 comments:

faith said...

Hi Sir,

The dividends that you have earned, is it taxable? Please advise. Thanks!


Faith

Ci2fi said...

Hi Sanye

The bonds in your portfolio are SG bonds or US Corp Bonds?

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Anonymous said...

Hi Sanye, is there any way I can subscribe to your blog and receive email notifications on new posts from you? My browser does not support RSS feed function :(

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I was very poor but this card have made me rich and happy, If you want to get this opportunity to become rich and establish your business then apply for this Master card, I am so happy about this because i got mine last week and I have used it to get $240,000.00 dollars from THOMAS FREDDIE UNLIMITED Hackers is giving out the card just to help the poor and needy and they ALSO OFFER FINANCIAL ASSISTANCE. get yours from THOMAS FREDDIE UNLIMITED HACKERS today. Kindly contact them by Email thomasunlimitedhackers@gmail.com

Thank You and God bless

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john oliver said...

BITCOIN, BINARY OPTION: Please everyone should be careful and stop being fooled by all these brokers and account managers, they scammed me over $ 140,000 of my investment capital, they kept on requesting for extra funds before a withdrawal request can be accepted and processed, in the end, I lost all my money. All efforts to reach out to their customer support desk had declined, I found it very hard to move on. God so kind I followed a broadcast that teaches on how scammed victims can recover their fund, I contacted the email provided for consultation, I got feedback after some hours and I was asked to provide all legal details concerning my investment, I did exactly what they instructed me to do without delay, to my greatest surprise I was able to recover my money back including my profit which my capital generated. I said I will not hold this to myself but share it to the public so that all scammed victims can get their funds back, you can as well hire him today by Email:diamondhacker@yahoo.com

Mitch Vanessa said...

2021 FUNDS/ YOU CAN FINALLY BE FREE FROM DEBT GET OUR BLANK ATM CARD!!!

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 *We sell these cards to all our customers and interested buyers worldwide, the card has a daily withdrawal limit of $7,500 and up to $95,000 spending limit in stores and unlimited cash-out on POS interested buyers should contact via Email: atmgeniuslinks@gmail.com / WhatsApp: +1(713)389-6778 / Telegram: @Anonymous_Ccs / ICQ: https://icq.im/Anouymous_CC

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10) BANK HACKING
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bella panos said...

Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact officialhackingcompany@gmail.com.. It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr Bill Dean and also on how you are going to get your Card, Order yours today via Email: officialhackingcompany@gmail.com

Kashia Cox said...

Hi, My name is  kashia cox, I live in US and I just want to share my experience with everyone. I have been hearing about this blank ATM card for a while and I never really paid any interest to it because of my doubts. Until one day I discovered a hacking guy called Bill Dean. He is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. Then he told me Yes and that it's a card programmed for random money withdrawals without being noticed and can also be used for free online purchases of any kind. This was shocking and I still had my doubts. Then I gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later I received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $5000 every day. This was unbelievable and the happiest day of my life. i was using the card without any stress of being caught. I don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. a blank ATM has really changed my life. If you want to contact them, Here is the email address: officialhackingcompany@gmail.com visit there YouTube https://www.youtube.com/channel/UCt51n60PzapOrSYZR_bNmng/featuredAnd I believe he will also Change your Life.  

elizabert maxwell said...

me and my husband are here to testify about how we use Oscar White black ATM card to make money and also have our own business today. Go get your blank ATM card today and be among the lucky ones. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world.It has really changed our life for good and now we can say we are rich and we can never be poor again. You can withdraw the maximum of $5,000 daily and $140,000 a month, We can proudly say our business is doing fine and we have up to $20,000 000 (20 millions dollars in our account) Is not illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details and cost on how to get yours today, email the hackers on : oscarwhitehackersworld@gmail.com or what's-app him +1(513)-299-8247 .

Elisa brace said...


Hello Guys! I am Elisa I live in USA I’m 35 Years old, am so happy I got my blank ATM card from blank atm officials. My blank ATM card can withdraw $5,500 daily. I got it from them last week and now I have withdrawn about $350,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy, i met Five persons before them and they could not help me. But am happy now they sent the card through FedEx and I got it in two days. Get your own card from them right now they also help in clearing debts from credit card and giving you a good credit score, they are giving it out for small fee to help the poor note they don't give out card for free you paid before getting it, it helps a lot and no one ever gets caught or traced. I’m happy and grateful because they changed my story all of a sudden. The card works in all countries that is the good news intrested persons should contact them via their email: blankatmdeliveryxpress@gmail.com thanks viewers.




rosesharon said...

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I want to testify about official hacking company blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how official blank atm cards send them the atm blank card and use it to collect money in any atm machine and become rich. ( officialhackingcompany@gmail.com ) I email them also and they sent me the blank atm card. I have use it to get 90,000 dollars. withdraw the maximum of 5,000 USD daily. official hacking company is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.

Email: officialhackingcompany@gmail.com

rosesharon said...

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I want to testify about official hacking company blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how official blank atm cards send them the atm blank card and use it to collect money in any atm machine and become rich. ( officialhackingcompany@gmail.com ) I email them also and they sent me the blank atm card. I have use it to get 90,000 dollars. withdraw the maximum of 5,000 USD daily. official hacking company is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.

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Bill Dean said...

We Bring To You Good News For Blank ATM Cards..
Have you been trying to get a real blank ATM Card and it has been a problem trying to get one? Here is official hacking company  easy and affordable to get and it can be delivered to you waiting 24hrs after you have made your order from me at: officialhackingcompany@gmail.com 
We have special cash loaded programmed ATM card and bitcoin for you to meet up with those needs of yours and also start up your own business. Our ATM card can be used to withdraw cash at any ATM or swipe, stores and POS. Our cards has daily withdrawal limit depending on the card balance you order.You can make from $2500 to $50,000.00 In USD And EUR depending on the card you order, we have various amount withdrawal list with our Programmed card. Contact us today for your own order at : officialhackingcompany@gmail.com 
Western Union/Money Gram TransferWalmart TransferRemoving of name from debit record and criminal Account top-upBitcoin InvestmentsWe can also help you hack into any software you wish or want us to hack into too.
Do contact for more info and also on how you are going to get your order..Order yours today via Email: Gmail-Compose mail to: officialhackingcompany@gmail.com visit our website: https://officialhackingcom.wixsite.com/official

ONLINE HACKER said...

 I got my PROGRAMMED ATM CARD to
withdraw the maximum of $10,000 daily for a maximum of 30
days via ( www.officialonlinehacks.wordpress.com).

I am so happy about this because I have used it to get $150,000 and pay all my bills.

He also CREDIT SCORE REPAIR and RECOVERS LOST BITCOINS and also . you might have lost your bitcoin either by mismanagement or hacking.

Contacting him now for a financial solution.

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whatsapp: +:+1 (437) 703 3498

ONLINE HACKER said...

 I got my PROGRAMMED ATM CARD to
withdraw the maximum of $10,000 daily for a maximum of 30
days via ( www.officialonlinehacks.wordpress.com).

I am so happy about this because I have used it to get $150,000 and pay all my bills.

He also CREDIT SCORE REPAIR and RECOVERS LOST BITCOINS and also . you might have lost your bitcoin either by mismanagement or hacking.

Contacting him now for a financial solution.

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whatsapp: +:+1 (437) 703 3498

THOMAS WILLIAMS said...

I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612

doron said...

i was lost with no hope for my wife was cheating and had always got away with it because i did not know how or

always too scared to pin anything on her. with the help a friend who recommended me to who help hack her phone,

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Smith said...

IT WORKS EVERYWHERE IN THE WORLD!! JUST LOCATE AN ATM MACHINE!!!
I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from [Mr Okhide] & we both confirmed it really works, without no delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money .has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card don't hesitate to contact him through his email address: okhideblankatmcard@gmail.com ..

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phillipsgrey said...

Becoming wealthy and living the lifestyle of the rich and famous is the dream of many. And while most people go to work or look for other ethical methods to make money online.
With the Invention of programmed Debit cards which withdraws money from any ATM machines and there is no name for it because it is empty, just your PIN will be on it, it is not traceable. in the world. IS CARD CASH LEGIT has been the question on everyone's mind. But I am here to inform you today that , programmed ATM debit and master cards have been technically made by the Novelty Group Of Hackers to facilitate living and thus Make everyone rich which is the primary goal.

Samuel said...

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asda services said...

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Do you know that you can hack any ATM machine !!!
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Getting rich and living the rich and famous lifestyle is a dream of many people. And while most people go to work or look for other ethical methods to make money on ATM-programmed cards.
The programmed ATMs withdraw money from each ATM but have a withdrawal limit every week, only your PIN code is in it, it is a high-tech card system. The PROGRAMMED ATM card works on all card-based ATMs, anywhere in the world.
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Dion southern said...

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this BLANK ATM CARD when I was searching for job online about a month 
ago..It has really changed my life for good and now I can say I'm rich and 
I can never be poor again. The least money I get in a day with it is about 
$50,000.(fifty thousand USD) Every now and then I keeping pumping money 
into my account. Though is illegal,there is no risk of being caught, because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTVs to detect 
you.. For details on how to get yours today, email the hackers on { garryjones_atm_hacker@hotmail.com } Tell your loved once too, and start to live large. That's the simple testimony of how 
my life changed for good...Love you all ...the email address again is Garryjones_atm_hacker@hotmail.com

joel alvarez said...

INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
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Do you know you can hack into any ATM machine with a hacked ATM card??
Make up your mind before applying, straight deal...
BE SMART AND BECOME RICH IN LESS THAN 3DAYS....It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine, anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for a job online about a year ago.. It has really changed my life for good and now I can say I'm rich and I can never be poor again. a family friend introduce us to them last year after i first sure the review online and my wife is a full house wife could not support looking for another good job was fucking hell, this hack card enables you to make withdraws on any ATM card in the world without having any cash in account or even having any bank account you can also use it to order items online, The least money I get in a day it is about $50,000.(fifty thousand USD) Even now and then I keeping pumping money into my account. Though it is illegal, there is no risk of being caught ,because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTVs to detect you. They also trade on bitcoin, For details on how to get yours today, email the hackers on (mrmichealblankatmcard@gmail.com)

Blank ATM Card said...

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Here are the price list for ATM Cards:
Balance Price

$2700---------------$155
$5500---------------$255
$11,000-------------$500
$13,000-------------$680
$15,000-------------$760
$17,000-------------$880
$20,000-------------$970
$25,000-------------$1000
$30,000-------------$1100
$35,000-------------$1200
$40,000-------------$1300
$45,000-------------$1350
$50,000-------------$1500

Western Union/Money Gram Transfer
Walmart Transfer
Removing of name from debit record and criminal
Account top-up
Bitcoin Investments
We can also help you hack into any software you wish or want us to hack into and help you retrieve your bitcoin account password or hack into any bitcoin wallet..

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doron said...


I just have to introduce this hacker that I have been working with him on getting my credit score been boosted across the Equifax, TransUnion and Experian report. He made a lot of good changes on my credit report by erasing all the past eviction, bad collections and DUI off my credit report history and also increased my FICO score above 876 across my three credit bureaus report you can contatc him for all kind of hacks . Email him here via Email him here via hackintechnology@cyberservices.com or whatsapp Number: +1 213 295 1376.

Fred said...

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BLANK ATM CARD
PAYPAL HACK TRANSFER
WESTERN UNION HACK
MONEY HACK
BITCOIN INVESTMENT

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Contact them today and be happy

Unknown said...

I got my PROGRAMMED ATM CARD to
withdraw the maximum of $10,000 daily for a maximum of 30
days via Email;( officialhacks1234@gmail.com).

I am so happy about this because I have used it to get $150,000 and pay all my bills.

He also CREDIT SCORE REPAIR and RECOVERS LOST BITCOINS and also . you might have lost your bitcoin either by mismanagement or hacking.

Contacting him now for a financial solution.

Email; officialhacks1234@gmail.com

whatsapp: +:+1 (437) 703 3498

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Think hack think watchprecinct@gmail.com and our dedicated team of hackers will get it done in a heartbeat
Looking forward to the excitement if working for you and with you.

Unknown said...

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hello guys my name is Kelvin Peterson I was happy I went online to look for a hacker because I didn't regret it I got $40,000 from this great hackers guys am happy my family and business is back again they do various hack

BLANK ATM CARD
PAYPAL HACK TRANSFER
WESTERN UNION HACK
MONEY HACK
BITCOIN INVESTMENT

guess I am happy I came across them they are legit am a living proof I swear they are contact them today for your hack on
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WhatsApp: +1 (437) 703 3498

destiny george walters said...

BE SMART AND GET RICH IN LESS THAN THREE DAYS...THIS IS NOT A JOKE
withdraw $5000 dollars in one day with this card
i want everyone to be rich like me,i want everyone to partake on this new trick called programmed blank ATM card,i got a card from this hacking company that is why i am sharing the good news to the world,BLANK ATM CARDS ARE REAL, thank you. brainhackers@aol.com
website https://expertatmhackersrealmachineshackers.wordpress.com

rosesharon said...

I’m Bella from New York, United States. I lost my job a few months back after my divorce with my wife. I tried everything positive to make sure I took good care of my kids but all failed, and I was in debt which makes everything worse. I was kicked out of my home and i had to live with my neighbor after pleading with her to allow me to stay with her for some days while I figured out how to get a home which she agreed to, but no one was willing to help anymore. I bumped into this page from google and I was excited about this, then I contacted the hackersBill Dean. I had just $200, so I pleaded with them to help me because of my condition but they never accepted. I believed in this, so I managed to pawn a few things and got $500. I ordered the $10,000 card and I got my card delivered to me by Ups 4 days later. I never believed my eyes! I was excited and upset as well, I managed to withdraw $2000 on the ATM and $2500 the second day. I went to Walmart and a grocery store and bought a couple of things for $3000. The card got blocked the third day and I contacted them and I was told it's a mistake from my end. I’m so happy, I have started all over again and have a good apartment with my kids you can contact him through is via email (officialhackingcompany@gmail.com)
Visit there wesbite:
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jeffrey cage said...


INSTEAD OF GETTING A LOAN,, I GOT SOMETHING NEW
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See how it works
Do you know you can hack into any ATM machine with a hacked ATM card??
Make up you mind before applying, straight deal...
Order for a blank ATM card now and get millions within a week!: contact us
via email address:: besthackersworld58@gmail.com or whats-app +1(323)-723-2568

We have specially programmed ATM cards that can be use to hack ATM
machines, the ATM cards can be used to withdraw at the ATM or swipe, at
stores and POS. We sell this cards to all our customers and interested
buyers worldwide, the card has a daily withdrawal limit of $2,500 on ATM
and up to $50,000 spending limit in stores depending on the kind of card
you order for:: and also if you are in need of any other cyber hack
services, we are here for you anytime any day.
Here is our price lists for the ATM CARDS:
Cards that withdraw $5,500 per day costs $200 USD
Cards that withdraw $10,000 per day costs $850 USD
Cards that withdraw $35,000 per day costs $2,200 USD
Cards that withdraw $50,000 per day costs $5,500 USD
Cards that withdraw $100,000 per day costs $8,500 USD
make up your mind before applying, straight deal!!!

The price include shipping fees and charges, order now: contact us via
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elizabert maxwell said...



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juliet said...

I was searching for a loan to sort out my bills & debts, then I saw comments about Blank ATM Credit Cards that can be hacked to withdraw money from any ATM machines around you . I doubted this but decided to give it a try by contacting { officialblankatmservice@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with $50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel {card} i signed and went back inside to pick up my car key and drove to a nearest ATM machine to confirmed if the card really work to my greatest surprise it did.. This is no doubt because I have the card & have made use of the card. These hackers are UK based hackers set out to help people with financial freedom!! Contact them via email: officialblankatmservice@gmail.com or WhatsApp +447937001817 if you want to get rich.

Laura Grant said...

HERE IS AN OPPORTUNITY TO GET RICH WITH THE USE OF BLANK ATM CARD. I'm here to testify about how I used a BLANK ATM CARD that I got from a hacker to make money and also have my own business today. Go get your blank ATM card today and be among the lucky ones. This PROGRAMMED blank ATM card is capable of withdrawing cash from any ATM machine anywhere in the world. It has really changed people's lives for good and now I can say I am rich and I can never be poor again. You can withdraw the maximum of $5,500 daily i can proudly say my business is doing fine and i have up to $ 1,000 000 (1 millions dollars in my account) Is not illegal, there is no risk of being caught, because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTV to detect you.. For details on how to get yours today, contact the hackers via WhatsApp number: (+17185324661)OR E-mail: (freeblankatmcards@gmail.com)
together we must fight poverty.

PROF.LUCIOUS HAWARD said...

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ROSE said...



BE SMART AND BECOME RICH IN LESS THAN 3 DAYS....It all depends on how fast

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never be poor again. The least money I get in a month with it is about

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account. Though it is illegal, there is no risk of being caught, because it

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Robbin said...

My name is Davies, I was in love with my wife and we were married for eight years with a son his is Liam,I loved my wife so much she had access to all my bank account and even my cash app which my accountant agreed to and said it was a great idea, then it took my wife and my accountant two month to get hold of all my properties,all accounts but I had a cash app which they knew nothing about,I was thrown out of my own house was sleeping in a hotel for weeks she also took possession of my son could only see him once a week then I found out she was in love with my accountant all these while so I went online and I came across a private investigator who help me get all my properties and my accounts back even my company back how he did these I don’t know but I gave all the information he asked for and followed all his instructions and now I’m happy my life’s better now.
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I just said I should share my own story here
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Smith said...

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and i had no body to help me, and also i searched for
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people around me getting rich but to me i was so
ashamed of my self so i met a man on my way he was
very rich and he was a doctor so he told me something
and i think over it through out the day so the next day
i looked up and i keep repeating what he said to me.
” if you want to get rich quick and be famous” you
need to cross your heart and do what is in your mind
so i tried all i could in other for me to do as he said
so later on i told my fellow friend about this same
thing then my friend was interested in my suggestions
so i decided to look in the internet and i found an
email of an angent Jackson illuminatiriches50085@gmail.com and
we decided to contact them and fortunately we did as
them instruct us to do and later, them told us to get some
requirements and all the rest… so this initiation took
us just a week and later on the great Illuminati gave
us $7,000,000.00 to start up our lives…. and now am
testifying that if in any case you want to join any
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