Portfolio Update 22 December 2017

As I will be travelling after Christmas and only be back in Singapore 30 December, I decided to do the monthly update earlier for this month.

While US stocks were moving higher in light of tax cut this month, local stocks didn't seem to have the same sentiment. Up till today, STI lose 47.83 points, or 1.39% this month. Since everyone is preparing to enjoy the well deserved year end break, I don't think much will happen next week. (personal opinion, don't hold me for it)

Compared to the index, my portfolio did better this month. Its value dropped only 0.4% compared with end November.

This month, CWT finally was de-listed. I bought it at 95 cents years ago and now sold it at S$2.33. So it was not so bad. No other transaction was done.

For the year 2017, Singapore share market has done well. The STI index gained 504.95 points, or 17.53% for the whole year. My portfolio did not perform as well. Its value rose only 10.41% for the year. That was due to poor performance of some heavy weights in it, e.g. SPH, Comfortdelgro, M1 etc. Net cash flow into the portfolio (fresh fund invested) this year was S$188,000.

Total dividend received this month was S$14,000, from stocks, bonds and UT. The full year passive income amounts to S$178,000, surpassing that from last year and exceeded my target. I have invested in a small business run by a friend and the dividend which I was supposed to receive last year was only received in January this year. If we shift the dividend to last year, then total passive income received this year would be almost the same as last year. All in all, dividend from shares has decreased this year but was compensated by dividend from bonds and UT's.

Below are my top 30 holdings as at 22 December 2017.

1.         M1

2.         DBS

3.         OCBC Bank

4.         SPH

5.         Ausnet Services

6.         ComfortDelGro

7.         Metro

8.         CapitaComm Tr

9.         Kep Inf Tr fKa CIT

10.     Frasers Comm Tr

11.     ST Engineering

12.     Keppel Corp

13.     SGX

14.     SATS

15.     Sembcorp Ind

16.     AIMSAMP Cap Reit

17.     CapitaLand

18.     Starhub

19.     Sing Inv & Fin

20.     Mapletree Log Tr

21.     Global Inv

22.     Tai Sin Electric

23.     Cache Log Trust

24.     Lippo Malls Tr

25.     Nam Lee Metal

26.     YZJ Shipbldg SGD

27.     Ascendas Reit

28.     United Engineers

29.     Lian Beng

30.     Nikko AM STI ETF 100

Portfolio Update 30 November 2017

The global stock market performed quite well in November, lead by the US market. DJ index hit historical high in this month. STI moved in tandem with the global market and surged beyond 3,400 points this month. The weakness of the index in the last few trading days did not affect the bullish sentiment. When market closed today, STI stood at 3,433.54, up 59.46 points or 1.76% as compared with last month.

My portfolio, however, did not perform well in November. While the index went up 1.76%, my portfolio value drop 0.5% this month. This was due to poor performance from some of my counters like AimsampIReit, CapitaLand, KSH, Metro, Sembcorp Ind, ST Engineering, etc. Though some other counters -performed well, they were not good enough to compensate the losers. I wasn't too concern about this as the year-to-date performance of the portfolio is still good.

I received some shares from ESR-REIT, K-REIT and Fraser Commercial Trust via scrip dividend scheme. There was no other trade done this month.

This month, my total passive income from bonds, UT's and shares amounts to S$18,000. This is the fourth best month in term of dividend income.

Below are my top 30 holdings as at 30 November 2017.

1.         M1

2.         DBS

3.         OCBC Bank

4.         SPH

5.         Ausnet Services

6.         ComfortDelGro

7.         Metro

8.         CapitaComm Tr

9.         Kep Inf Tr fKa CIT

10.     Frasers Comm Tr

11.     ST Engineering

12.     Keppel Corp

13.     SGX

14.     SATS

15.     Sembcorp Ind

16.     CapitaLand

17.     AIMSAMP Cap Reit

18.     Starhub

19.     Sing Inv & Fin

20.     Lippo Malls Tr

21.     Global Inv

22.     Tai Sin Electric

23.     Mapletree Log Tr

24.     Cache Log Trust

25.     YZJ Shipbldg SGD

26.     Nam Lee Metal

27.     Lian Beng

28.     Ascendas Reit

29.     United Engineers

30.     Nikko AM STI ETF 100

Compulsory Acquisition of CWT shares

My CWT shares will be acquired compulsorily soon. I have had this shares for many years and have enjoyed the steady dividend payout (though the yield is not high). While I am a bit sad to part with the shares, the capital gain is more than satisfactory.

Goodbye CWT. 天下无不散之筵席。

Portfolio Update 31 October 2017

The month October passed so far, that before I realize it, it is almost gone. I was pretty busy with my work (yes, part time job can be busy too) and other activities. I paid less attention to stock market, partly because it was in a steady uptrend due to good GDP data and corporate earnings results.

When market closed today, STI was 154.17 points, or 4.79% higher than a month ago. Some analyst said that there might be some pull back but no sign of crashing. Of course it is up to you to believe that. My portfolio somehow performed less spectacular this month compared to the index. Its value rose only 3.43% for the month. Year-to-date, my stock portfolio value has risen 12%, compared to 17% rise of the STI.

I bought some Netlink Trust shares this month. I also received shares from Cache, Mapletree Logistics Trust and CapitaLand Commercial Trust through subscription of rights issues. I "sold" all my Saizen REIT shares due to final liquidation. There is a net cash flow (S$22,630) into the portfolio, excluding dividend.

Total dividend received from my shares, UT and Bond this month amounts to S$7,823.00.

Below are my top 30 holdings as at 31 October 2017.

1.         M1

2.         OCBC Bank

3.         DBS

4.         SPH

5.         Ausnet Services

6.         ComfortDelGro

7.         Metro

8.         Kep Inf Tr fKa CIT

9.         ST Engineering

10.     CapitaComm Tr

11.     Frasers Comm Tr

12.     Sembcorp Ind

13.     SGX

14.     AIMSAMP Cap Reit

15.     Keppel Corp

16.     CapitaLand

17.     Tai Sin Electric

18.     Sing Inv & Fin

19.     Lippo Malls Tr

20.     SATS

21.     Global Inv

22.     Lian Beng

23.     Mapletree Log Tr

24.     Starhub

25.     YZJ Shipbldg SGD

26.     OUE

27.     Cache Log Trust

28.     Ascendas Reit

29.     Nam Lee Metal

30.     United Engineers

Portfolio Update September 2017

This month has not been a good month for the local stocks, especially the index stocks. As one reader K lamented in his comment: "The government linked index stocks have been having a bad spell......." The STI has been moving southwards for the month. As at month end, STI lost 57.35 points, or 1.75% compared with last month. My portfolio performed better than the index. As as yesterday, its value dropped only 0.57% from end of August.

This month, I received some CapitaLand Retail China Trust via Scrip Dividend Scheme. Other than this I did not do any other trade. However, the M1 shares that I received last month due to the maturity of structured note now appears in my top holding list.

Total dividend received in September was S$8,669.46, half from shares, and half from UT/Bond. Total dividend received in the first 3 quarters of the year amounts to S$128,000.00. With three months to go, total dividend this year will most likely exceed that from last month.

Below are my top 30 holdings as at 29 September.

1.         M1

2.         OCBC Bank

3.         DBS

4.         SPH

5.         Ausnet Services

6.         ComfortDelGro

7.         Metro

8.         Kep Inf Tr fKa CIT

9.         ST Engineering

10.     Frasers Comm Tr

11.     CapitaComm Tr

12.     SGX

13.     AIMSAMP Cap Reit

14.     CapitaLand

15.     Sembcorp Ind

16.     Tai Sin Electric

17.     Lippo Malls Tr

18.     Sing Inv & Fin

19.     Keppel Corp

20.     SATS

21.     Global Inv

22.     Starhub

23.     United Engineers

24.     Ascendas Reit

25.     OUE

26.     Nam Lee Metal

27.     YZJ Shipbldg SGD

28.     Mapletree Log Tr

29.     Nikko AM STI ETF 100

30.     Lian Beng

Portfolio Update August 2017

August has been a very busy month for me. I went overseas twice, one for holiday and the other trip was sort of volunteer work, something to do with my hobby. Before I realize it, the month has come to the end.
There were some global and regional events in the month - North Korea fired a missile over Japan, China and India standoff at the border, etc, but the global stock market did not seem to be affected by them badly.

The STI did not do well this month. Some analyst said that Singapore stock market look bearish at this moment. I feel that as the index has gone up more than 13% year to date, a certain pull back is quite natural and should not be a big issue. As at today, STI stood at 3,277.26, down 53.49 points, or 1.61% from last month. My portfolio did better than the index. Its value dropped only 1.15%. However it still under-perform the index year-to-date.

One structure note that I invested through DBS a year ago matured this month. As the note was bundled with the telcos and M1 shares performed badly last year, it hit the strike price and I end up receiving some M1 shares. Even when I considered the interest received for the year, there is a loss of about 15%. Bad luck! Lesson learned: Avoid structure product from the bank!

I did no other trade in stock but invested in some corporate bond. Bonds are "safer" investment and provide good regular passive income. At my current state of life I am going towards lower risk investment.

I received a total of S$28,950 in dividend, 60% from shares and 40% from bond and UT investment. This is the first time dividend in August has surpassed that in May, due to bonds paying coupon in August.

Below are my top 30 holdings in August. M1 now becomes my top holding.

1. M1
2. OCBC Bank
3. DBS
4. ComfortDelGro
5. SPH
6. Ausnet Services
7. Metro
8. ST Engineering
9. Kep Inf Tr fKa CIT
10. Frasers Comm Tr
11. CapitaComm Tr
12. CapitaLand
13. SGX
14. AIMSAMP Cap Reit
15. Sembcorp Ind
16. Lippo Malls Tr
17. Tai Sin Electric
18. SATS
19. Sing Inv & Fin
20. Global Inv
21. Keppel Corp
22. Starhub
23. YZJ Shipbldg SGD
24. United Engineers
25. OUE
26. Ascendas Reit
27. Nam Lee Metal
28. Nikko AM STI ETF 100
29. Mapletree Log Tr
30. Cache Log Trust

Portfolio Update July 2017

I left my job at the end of last month planning to retire, but my boss offered me a part time job so I decided to go into semi-retirement. Starting from the month of July, I officially work only 2 1/2 days a week, and spend the rest of my time engaging with my hobbies and church. Ironically, I became even busier after the switch, so much so that I cannot update this blog on time. My apology.

My new office has very strict IT security policy, so I could not visit this blog during office hours. This is another reason for the delay.

Okay back to the update. Global equity market continue to move upwards despite President Trump having so many problems with his team and fellow US politicians. I heard one analyst said that he could not find anything that would indicate a market downturn, and that is scary in my opinion.

For the month of July (by the way, I closed July account on 28), STI moved up 104.27 points, or 3.23%. My portfolio performed poorly compared to the index due to poor performance of Ausnet, SATS, SIA Engineering, UE and SPH. As at 28 July, it value moved up only 0.75%.

I received bonus shares from KSH this month (okay I sold some of the shares when the value shot up more than 100% previously, now on hindsight could be a mistake).
Due to my busy schedule in July I missed the deadline to convert my PanU rights to shares and loss some money... (bad luck!) There were no other trade done.

Total dividend received in July amounts to S$5,785.00. Most of the dividend this month comes from UT. This is no surprise and I am looking forwards to August dividend.

Below are my top 30 holdings as at 28 July 2017. With the continuous poor performance in there prices, SPH and Comfortdelgro are overtaken by the two banks.

1.         OCBC Bank

2.         DBS

3.         SPH

4.         ComfortDelGro

5.         Ausnet Services

6.         Metro

7.         ST Engineering

8.         Kep Inf Tr fKa CIT

9.         Frasers Comm Tr

10.     CapitaComm Tr

11.     Sembcorp Ind

12.     SGX

13.     AIMSAMP Cap Reit

14.     Lippo Malls Tr

15.     CapitaLand

16.     Tai Sin Electric

17.     SATS

18.     Global Inv

19.     Sing Inv & Fin

20.     Starhub

21.     Keppel Corp

22.     OUE

23.     Ascendas Reit

24.     United Engineers

25.     Nam Lee Metal

26.     Nikko AM STI ETF 100

27.     Cache Log Trust

28.     YZJ Shipbldg SGD

29.     Mapletree Log Tr

30.     Ascendas-h Trust

Portfolio Update June 2017

This month, the equity market was quite boring with its side way movement. It went up and down like a little yo-yo. A 1.3% surge in STI on 29 June was followed by a 1% drop the next day. As a whole, STI went up 7 points for the whole month and ended at 3,226.48 on 30 June, not so bad actually.

My portfolio did a little better. It value increased only 0.82% for the month, out performed the index by 0.6%.

I sold more then half of my KSH shares when its price went beyond 0.93 and cash in a handsome profit. I also participated in scrip dividend scheme in QAF, FCOT and Keppel Reit. In total there was a net cash outflow from the portfolio this month.

Total dividend received this month amounted to S$15,436, half from shares and the other half from UT and bond.

Below are my top 30 holdings as at 30 June 2017.

1. SPH
2. OCBC Bank
3. DBS
4. ComfortDelGro
5. Ausnet Services
6. Metro
7. ST Engineering
8. Kep Inf Tr fKa CIT
9. Frasers Comm Tr
10. AIMSAMP Cap Reit
11. CapitaComm Tr
12. Sembcorp Ind
13. SGX
14. SATS
15. Lippo Malls Tr
16. CapitaLand
17. Tai Sin Electric
18. Global Inv
19. Starhub
20. Sing Inv & Fin
21. Keppel Corp
22. United Engineers
23. OUE
24. Ascendas Reit
25. Nam Lee Metal
26. Cache Log Trust
27. Nikko AM STI ETF 100
28. Mapletree Log Tr
29. Ascendas-h Trust
30. Suntec Reit

Portfolio Update 26 May 2017

I was in China last week to participate in an event. There was no access to gmail, facebook so I was not able to complete the update there. The May account has to be closed on 26/5, and the update can only be published today.

It is the month May again, but this proved to be a different May for the index. STI ended higher this month ( or at least till today higher compared to last month), despite negative predictions from some analyst that the market needed a correction. As at today, STI closed at 3,219.42, up 1.39% from last month-end.

Unfortunate for me, my portfolio did not do as well as the index. It's value dropped 0.55% from end of April.

I was very busy with my work in May and had very little time to monitor my investment portfolio. I did not do any trade in May at all, but received some shares from Fraser Commercial Trust and Keppel Reit.

May is the "Dividend Month" for investors. My total "passive income" this month amounts to S$25,175. This comes from shares, UT and bonds.

Below are my top 30 holdings as at 26/5/2017.

1.       SPH
2.       DBS
3.       OCBC Bank
4.       ComfortDelGro
5.       Ausnet Services
6.       Metro
7.       ST Engineering
8.       Kep Inf Tr fKa CIT
9.       Frasers Comm Tr
10.   KSH
11.   Sembcorp Ind
12.   CapitaComm Tr
13.   SGX
14.   AIMSAMP Cap Reit
15.   SATS
16.   CapitaLand
17.   Tai Sin Electric
18.   Lippo Malls Tr
19.   Keppel Corp
20.   Starhub
21.   Global Inv
22.   Sing Inv & Fin
23.   OUE
24.   United Engineers
25.   Ascendas Reit
26.   Nam Lee Metal
27.   Nikko AM STI ETF 100
28.   Cache Log Trust
29.   YZJ Shipbldg SGD
30.   Mapletree Log Tr

Portfolio Update 28 April 2017

Equity market continue its uptrend in April. Despite the tension in Korean peninsula, Middle East and European elections, US market continues to hit new high.

STI did not follow the global upward trend. As at 28 April, STI closed at 3,175.44, almost the same as a month ago (3,175.11). My portfolio did much better than the index. Its value rose 1.74% for the month of April. A few counters in my portfolio did very well this month. They include: CapitaLand, ComfortDelgro, Hotung, KSH, Lian Beng, SATS, and SIA.

I received some shares from Ascott Residence Trust this month from right issue. No other trade was done.

Total dividend received this month was S$7,478, mainly from Unit Trust investment.

Below are my top 30 holdings as at 28 April 2017.

1.       SPH
2.       ComfortDelGro
3.       DBS
4.       OCBC Bank
5.       Ausnet Services
6.       Metro
7.       ST Engineering
8.       Kep Inf Tr fKa CIT
9.       Frasers Comm Tr
10.   KSH
11.   CapitaLand
12.   CapitaComm Tr
13.   SGX
14.   AIMSAMP Cap Reit
15.   Sembcorp Ind
16.   SATS
17.   Tai Sin Electric
18.   Lippo Malls Tr
19.   Starhub
20.   Sing Inv & Fin
21.   Keppel Corp
22.   Global Inv
23.   United Engineers
24.   OUE
25.   Ascendas Reit
26.   Nam Lee Metal
27.   Nikko AM STI ETF 100
28.   Cache Log Trust
29.   Mapletree Log Tr
30.   Stamford Land