31 December 2012

December turned out to be a good month for the stock market. Though US fiscal cliff problem is still hanging and the European situation not getting better, the stock market remained quite calm and the indices rose in quiet sessions. STI continues its upward movement and ended the year at 3167.08 , 3.16% higher than last month. My portfolio did not do as well as STI. As at 31 Dec, the value only increased by 3.12%.

In the month of December, I bought some shares of Popular, and got cambride IT shares through rights issues. I received a total of S$11,000 in dividend, including those from UT.

For the whole year 2012, STI has done very well, risingg from 2646.35 to 3167.08, or about 20%. I did a rough computation, taking the increase in my portfolio value, plus the dividend gained from shares, minus the net investment made (in shares) in 2012, to arrived at the gain. To my surprise I have a gain of 32.4%. Of course I am well aware that this is the result of only this year, and I do remember that I had a net lost last year.

I have not been buying shares very aggresively this year, since the index had rose to 3000 level. I only did my purchases when I saw good opportunities. Of cource in that way I missed some good opportunities (on hindsight), but  still maneged to buy about S$70,000 worth of shares this year. I bought into some income generation unit trusts instead, which has so far performed quite well and are generating regular monthly income (around 5% per annum).

I set a target to achieve S$60K dividend from stock holding for this year. I received a total of S$61K, just hit the target. With other dividends received from UT, my total passive income for the year amounts to S73K, or average 6K per month. This would cover my monthly expenses if I do not have to pay income tax. Anyway I hope to achieve S$80~85K in passive income in 2013.

In 2013, I will likely continue to stay invested and focus on dividend/income generating investment. As I am reaching 55 next year, I will sell the UT's I bought using CPF OA. The proceed will be re-invested to generate more income/dividend. I will review my stock portfolio and dis-card those "dead" shares in the portfolio.

Below are the top 30 holdings as at 31 December. There isn't much changes in the list, except UE replaces Yangzijiang.

1. SPH
2. F & N
3. OCBC Bk
4. ComfortDelGro
5. Semb Corp
6. DBS
7. SP AusNet
8. ST Engineering
9. Starhub
10. SGX
11. FraserComm
12. SembMar
13. CapitaComm
14. MetroHldg
15. CitySpring
16. Nikko AM STI ETF 100
17. Kep Corp
18. Ascendasreit
19. Sing Inv
20. CapitaLand
21. SIA
22. MapletreeLog
23. SATS
24. FrasersCT
25. MacqIntInfra
26. AIMSAMPIReit
27. Sabana Reit
28. UE
29. AscottReit
30. GlobalInv

SGX My Gateway November Highlights

(Repost - My Gateway Updates)

Today marks the first session of December which is scheduled to see a total of 18 full sessions and two half sessions, with stock market closures on 25 December in addition to the afternoons of 24 December and 31 December. Securities trading on Christmas Eve and New Year’s Eve will be from 9.00 am to 12.30 pm with the Closing Routine from 12.30 pm to 12.36 pm.




Looking at the month of November, the STI appreciated +1.04% in price, with some dividend distributions boosting the total return of the STI to +1.13% over the month. The key highlights of the Singapore Stock Market in November were as follows:

1. On Friday, the last session of November, SIIC Environment Holdings Ltd (5GB), formerly Asia Water Technology Ltd and listed on SGX Catalist Board, transferred to the Mainboard of SGX. SIIC Environment Holdings provides integrated engineering solutions for water purification, water supply and waste water treatment systems and facilities in China. Following the announcement Wednesday, the share price gained 15.00% on Thursday, then another +11.59% on Friday, the day of the transfer.



2. The two strongest STI stocks in November were Global Logistic Properties (MC0) and Capitaland (C31) which gained +9.34% and +7.95% respectively. Likewise, the strongest of the FTSE ST Sector Indices was Real Estate Holding & Development gaining +5.08% over the month which contributed to the +3.13% gain of the Financials Index. Approximately 43% of the net market capitalisation of the FTSE ST Financials Index is made up of the three banks (DBS, OCBC & UOB), 30% from Real Estate Holding & Development, 22% from REITs AND 5% from Financial Services. The broader FTSE ST Financial Index has gained +31.56% in the year-to-date while the Real Estate Holding & Development Index has gained 47.53%.



3. The next best performing FTSE ST Sector Indices for November were Health Care and Telecommunications which posted similar monthly gains of +2.75% and +2.72%. STI components, IHH Healthcare (Q0F) and Singtel (Z74) are biggest stocks of the Health Care and Telecommunications Sector. These two stocks respectively gained +2.80% and +1.56% over the month. The underperforming STI stock in November was Olam (O32), which declined -20.05%, while the underperforming FTSE ST Sector Index was Utilities with a -3.60% decline.



4. Demand continued to grow for the SPDR Gold Shares ETF (O87) listed and traded on SGX. Over the month of November, turnover of SPDR Gold Shares was up +20.80% from the previous month of September, while the price of Gold Shares firmed +0.66% over the month. The SPDR Gold Trust is the world’s biggest ETF (Exchange Traded Fund) backed by bullion, with the five listings of the ETF currently representing 1,348.83 metric tons of Gold Bullion.



5. While the Singapore Dollar has appreciated 5.89% to the US Dollar in the year-to-date, its depreciation to the US Dollar in November was a marginal -0.01%. The relative performance of the Straits Times Index (STI) in 2012 has clearly been underpinned by the strength of the Singapore Dollar. As of Saturday morning, the Dow Jones Industrial Average year-to-date appreciation of +6.61% is pared to a marginal +0.45% in Singapore Dollar terms. Over the same period, the STI gained +16.01%. Reinvested dividends boost the total return of the STI to +19.36% over the first 11 months of 2012.

30 November 2012

The month November started with stock prices plunging after the US presidential election. The fear of fiscal cliff send the global stock prices south. Market somehow stablizes toward the end of the month with the hope of politicians finding a compromise for it. The "Olam - Muddy water" did not have big effect on other counters. At the end of the month, STI recovered the lost ground and ended 1.04% higher than last month. My portfolio did not do as well, rose just 0.67% in the month.

I bought some Sembmarine shares this month when its price dropped. I subscribed to Sing Inv's rights issue.
Going forward I will still hold on to the same strategy and continue to seek investment opportunities. I received a total of S$6,600 in dividend.

Below are the top 30 holdings as at 30 November. NOt much changes happened. SingInv and Sembmarine moved up due to buy-in. Transpac dropped off the list due to Ex D, and Ex Entitlement.

1. SPH
2. F & N
3. OCBC Bk
4. Semb Corp
5. ComfortDelGro
6. DBS
7. SP AusNet
8. ST Engineering
9. Starhub
10. SGX
11. FraserComm
12. SembMar
13. CapitaComm
14. MetroHldg
15. CitySpring
16. Nikko AM STI ETF 100
17. Ascendasreit
18. Kep Corp
19. Sing Inv
20. SIA
21. CapitaLand
22. MapletreeLog
23. SATS
24. FrasersCT
25. AIMSAMPIReit
26. MacqIntInfra
27. Sabana Reit
28. AscottReit
29. GlobalInv
30. Yangzijiang

31 October 20

At the beginning of October, someone speculated if there would bea big plunge of share prices in this month, as there had been similar incidents in October in the history. Fortunately, nothing serious happened. This October was a quite month for equity market. Investors may be waiting for the result of US presidential election. Daily price movement of stock prices has been slow. At the end of the month, STI dropped 22 points (0.72) to end at 3038.37.

My portfolio did slightly better. Its value rose 0.25% in the month. I didn't buy any stock as I was busy with my work (perhaps also waiting at the sideline). I subscribed to the right issues of Raffles Education and Sing Investment). I did not participate in the IPOs this month. I received a total of S$3,715 dividend income.

Going forward, I will continue to build up my cash portion and look for good investment opportunities. Waiting may be the game plan at this moment.

Below are the top 30 holding as at 31 October 2012. Not much movement in there, except at thebottom of the table. Yangzijiang dropped off due to price drop, Sing Inv price dropped after XR. This two were replaced by Transpac and Cambridge.

1. SPH
2. F & N
3. Semb Corp
4. OCBC Bk
5. ComfortDelGro
6. SP AusNet
7. DBS
8. ST Engineering
9. Starhub
10. SGX
11. FraserComm
12. MetroHldg
13. CapitaComm
14. CitySpring
15. Nikko AM STI ETF 100
16. Ascendasreit
17. SembMar
18. Kep Corp
19. SIA
20. MapletreeLog
21. CapitaLand
22. FrasersCT
23. SATS
24. AIMSAMPIReit
25. MacqIntInfra
26. Sabana Reit
27. AscottReit
28. GlobalInv
29. Transpac
30. Cambridge

Some Thought on Retirement Planning

Planning / Preparation for Retirement

When the word “retirement planning” is said, the first thing that comes to many of our minds may be financial planning. I do agree that financial planning is an important part of retirement planning, but it is by no means the only aspect of it. In my humble opinion, there are more other things in a proper retirement planning besides financial planning. In this blog I try to list down things that I feel are important when one prepares him/herself for the retirement.

Activities Planning
When you retire, you suddenly have all the time with you. Believe me, without activities to keep you occupied, you will be bored to death. The last thing you want to do is waiting for sunset in the morning and sunrise in the evening. Many retirees don’t survive very long, meanly due to this. I recall the principal from my son’s primary school, an elderly scholar whom many respected. He passed away in less than a year after retirement. So ask yourself what you want to do after retirement. Touring round the globe is a costly affair is tiring and cannot be taken as a long term activity. Some daily activities such as exercises, hobbies, social work, voluntary work etc. will help to keep your mind and body occupied. Intellectual activities such as reading, board games help to keep your mind alert and prevent dementia. Or you may want to pick up some new skills or knowledge. In Western Countries, many retirees go back to universities to fulfill their dreams. So ask yourself: What do you plan to do when you retire?

Community/Relationship Planning
Have you ever heard some people say: “When I retire, I will sell away everything here and go retire in …..”? That for me is not an option. To me, one must stay connected with the community or at least a group of good friends after retirement. So if you are seriously planning to retire in a foreign country, it is best to migrate well before you retire. In that case you can build your link to the community and be prepared.

During the retirement years, it is important to have friends who can carry out certain activities with you. This can range from going tours together, playing games together, to having afternoon tea together, etc. Friends are important in retirement, and true friendship can only be built over long times. So start building your relationship now.

Psychology/Attitude Planning
Retirement is a big change. When you are working, you may be the CEO, manager, HOD ….etc. The moment you retire, all these titles cease. You become “just” a retiree. All the social status that comes with the job disappears. There are many who cannot come to term with this change and become depressed or disappointed. Many people derive their worth from what they do, their job or job status. So when they retire they feel that they become worthless. One has to prepare himself for this change from working adult to retiree.

Remember, to retire is NOT to become worthless or useless. You just have more time in your hand and can do your own planning, do the thing according to your own priority. You no longer work according to others schedule but your own.

Financial Planning
A lot has been said on this and I cannot add much to it. I do believe that in today’s Singapore, “金钱虽不是万能，但没钱是万万不能”. Retiring from your job or business means that your regular income ceases. Therefore it is important to be financially prepared. Unless you are being forced by circumstances to retire, it is worth doing the financial planning. I always advise my younger colleagues to start planning as early as they can for two reasons: 1, The effect of compounding interest; 2. No one knows with certainty how long he or she can still work.

28 September 2012

September was another "quiet" month for global equity market. The good news QE3 was quickly neutralised by the renewed worries in Eurozone, slowing Chinese growth and the tension in East China Sea.

Locally, market attention was drawn to the F&N saga. Otherwise market has also been relatively calm. STI rose 34.88 (1.15%) in the month, in relatively small ups and downs.

My portfolio did better than the market, rose 3.68% in the month, thanks to F&N, property stocks and Reits. I received some shares from AimsampIReit and Cambridge through script dividend scheme. I also bought some Sing Inv shares. I have received the offer letter for my F&N shares, but I will not accept the offer this time, since market talk says that the offer is under valued.

I received about $5,000 in dividend, including those from fix-income funds. The dividend has been re-invested.

Below are the top 30 holdings in my portfolio. F&N advanced 2 positions for known reason, SingTel dropped off the list due to price drop caused by Temasek annoucement to sell shares.

1.   SPH
2.   Semb Corp
3.   F & N
4.   OCBC Bk
5.   ComfortDelGro
6.   DBS
7.   SP AusNet
8.   ST Engineering
9.   Starhub
10. SGX
11. FraserComm
12. MetroHldg
13. CapitaComm
14. CitySpring
15. Nikko AM STI ETF 100
16. Kep Corp
17. SembMar
18. Ascendasreit
19. SIA
20. MapletreeLog
21. CapitaLand
22. SATS
23. FrasersCT
24. AIMSAMPIReit
25. Sabana Reit
26. MacqIntInfra
27. Sing Inv
28. AscottReit
29. Yangzijiang
30. GlobalInv

31 August 2012

August has been a 'quiet' month for the market. Local stocks are trading within a tight range. STI swung between positive and negative during the month, but as said, range bound. As at today, STI closed at 3.025.46, dropped 10.94 points, or 0.36% against last month. My portfolio did slightly better. Its value rose 0.57% in this month, net of new investment.

I sold off my Fraser Comm CPPU 500, as the period of no redeeming is going to expire at the end of this month, and the convesion rate of 1.1845 is not favorable to investor. So I rather sell the stocks with a small profit, than wait for the manager to redeem them at cost.

I bought into Saizen Reit and Global Inv Limited this month. I received some bonus shares from KSH.

This month has been another "dividend" month for me. I received S$13,000 of dividend in total. Below are the top 30 holdings as at today. There are not much changes in the list. GIL made the list after I bought more of the shares.

1.   SPH
2.   Semb Corp
3.   OCBC Bk
4.   ComfortDelGro
5.   F & N
6.   DBS
7.   SP AusNet
8.   ST Engineering
9.   Starhub
10. SGX
11. FraserComm
12. MetroHldg
13. CapitaComm
14. CitySpring
15. SembMar
16. Nikko AM STI ETF 100
17. Kep Corp
18. Ascendasreit
19. SIA
20. MapletreeLog
21. SATS
22. CapitaLand
23. FrasersCT
24. AIMSAMPIReit
25. MacqIntInfra
26. Sabana Reit
27. AscottReit
28. Yangzijiang
29. GlobalInv
30. SingTel

Dividend Focused Investment Strategy

My blog is essentially a record of my investment journey. So this blog is only meant to share my thought ....

Over the time, my investment focus has shifted - focusing on Dividend and generating Cash Return. There are 2 main reasons for this shift:

1. I have not been very successful in investing in growth stock.
2. Age is catching up with me and the investment horizon is getting shorter.
3. I am contemplating to quit my job in 2~3 years.

My SG share portfolio has been shifted to one that overweights dividend paying blue chip, Reits, and defensive stocks paying good dividend.

Selectively, I have been participating in script dividend scheme, rights issues etc offered by companies, e.g. DBS, OCBC, AimsampIreit, Cambridge, SP Ausnet, etc.

With STI crossing 3,000, I have slowed down in my new purchase to build up cash portion.

I have added high yield/bond/fix income Funds /  that pay regular dividend to my UT portfolio.

I use an Excel sheet to record dividend incomes from shares and funds. As and when dividends are annouced/received I record them to monitor the dividend income. As of today, it seems I am well on track to achieve or exceed my dividend target of 60K of this year.

FIND THIRTY BOOKS OF THE BIBLE

Okay, this is not the usual blog recording my investment portfolio. It is a puzzle I received via email. I find it very interesting (and difficult) so just share it here. If you are interested give it a try. Otherwise, have a good day!


FIND THIRTY BOOKS OF THE BIBLE







There are thirty books of the Bible hidden in this paragraph. Can you find them?

This is a most remarkable puzzle. It was found by a gentleman in an airplane seat pocket, on a flight from Los Angeles to Honolulu, keeping him occupied for hours. He enjoyed it so much he passed it on to some of his friends. One friend from Illinois worked on this while fishing from his john boat. Another friend studied it while playing his banjo. Elaine Taylor, a columnist friend, was so intrigued by it she mentioned it in her weekly newspaper column. Another friend judges the job of solving this puzzle so involving, she brews a cup of tea to help her nerves. There will be some names that are really easy to spot. That’s a fact. Some people, however, will soon find themselves in a jam, especially since the book names are not necessarily capitalized. Truthfully, from answers we get, we are forced to admit it usually takes a minister or scholar to see some of them at the worst. Research has shown that something in our genes is responsible for the difficulty we have in seeing the books in this paragraph. During a recent fund raising event, which featured this puzzle, the Alpha Delta Phi lemonade booth set a new sales record. The local paper, the Chronicle, surveyed over 200 patrons who reported that this puzzle was one of the most difficult that they have ever seen. As Daniel Humana humbly puts it, “the books are all right here in plain view hidden from sight.” Those able to find all of them will hear great lamentations from those who have to be shown. One revelation that may help is that books like Timothy and Samuel may occur without their numbers. Also, keep in mind, that punctuation and spaces in the middle are normal. A chipper attitude will help you compete really well against those who claim to know the answers. Remember, There is no need for a mad exodus, There really are 30 books of the Bible lurking somewhere in this paragraph waiting to be found.

31 July 2012

While the global equity market continued to be volatile due to Eurozone debt problem, Singapore market performed well this month. On some days STI even bugged the regional trend, went up went other regional burses dropped. Some analyts suggested that investment funds seek Singapore as save haven due the the volatility in European and US market. As at today, STI stood at 3036.40, up 5.5% compared to last month.

My portfolio value increased by slightly smaller percentage. It rose only 5% against last month (not that I am not happy with it). I think that was because a few counters went XD before the end of the month. I made one of the rare sell trade this month by selling away the 1 lot GLP bought at IPO, when the price went up to $2.27. I participated in the AscendasHT IPO and got the shares, but it didn't do so well when trading began. Well I shall be keeping the shares for dividend.

Talking about dividend, this month has been a dry month: I only received $1,138, and mainly from fixed income funds.

There is no drastic change in the list of top 30 holdings. Most of the counters do well in the month, while some do better than the others, so they swopped positions. F&N overtook DBS when its price surged due to the takeover bids. At the bottom SP Ship was squeezed out by CWT.

Here is the list:

1.   SPH
2.   OCBC Bk
3.   Semb Corp
4.   ComfortDelGro
5.   F & N
6.   DBS
7.   SP AusNet
8.   ST Engineering
9.   Starhub
10. SGX
11. MetroHldg
12. FraserComm
13. CitySpring
14. Nikko AM STI ETF 100
15. Kep Corp
16. SembMar
17. CapitaComm
18. Ascendasreit
19. SIA
20. MapletreeLog
21. SATS
22. CapitaLand
23. FrasersCT
24. MacqIntInfra
25. AIMSAMPIReit
26. Sabana Reit
27. Yangzijiang
28. AscottReit
29. SingTel
30. CWT

29 June 2012

Equity market seemed to be quiet this month, or at least the local market was. It was reported that trading volume had been very thin. The Greece election result gave the market a boost as the risk of Greece exiting Euro Zone is averted for the moment. Then Cyprus applied for bailout and showed the world that Eurozone crisis is far from over. Market sentiment seemed to say that things are not likely to get better in the next few months.

STI recovered somewhat in thin trading volume. To me it looked more like window dressing activities as the 2nd quarter comes to the end. I don't think the index will continue to climb in the next few months. As at today, STI closed at 2880, up by 105.91 points, or 3.82% compared to last month end. My portfolio value went up by 3.77%, so in line with the market.

This month, I participated in script dividend scheme from AimsampIreit, Cambridge Industrial Reit, DBS, and rights issue by SP Ausnet. I also bought Sp Ship shares. I was given Bonus shares from Transpac. I received a total of S$4,239 in dividend. This, together with the dividend from May, was reinvested.

Going forward, my strategy of investing for yield will not change. I will continue to invest in quality companies that pay good dividend.

Here are the top 30 holdings as at end of June 2012.

1.   SPH
2.   Semb Corp
3.   OCBC Bk
4.   ComfortDelGro
5.   SP AusNet
6.   DBS
7.   F & N
8.   ST Engineering
9.   Starhub
10. SGX
11. MetroHldg
12. FraserComm
13. CitySpring
14. SembMar
15. Nikko AM STI ETF 100
16. CapitaComm
17. Kep Corp
18. Ascendasreit
19. SIA
20. SATS
21. MapletreeLog
22. FrasersCT
23. CapitaLand
24. MacqIntInfra
25. Yangzijiang
26. AIMSAMPIReit
27. Sabana Reit
28. AscottReit
29. SingTel
30. Sp Ship

There isn't much change in the list. SP Ausnet moved up due to new purchase. Sp Ship replaced Cosco, also due to new purchase.

31 May 2012

May has always been the month to receive dividend, but it has also been the month when the portfolio value decreases. This pattern has been consistent throughout the past five years, where the decrease of portfolio value in May was higher than the dividend received. This means that if I have sold everything at the beginning of May and bought back at the end of it, I would have made handsome profit. Anyway that is just some thinking aloud and I couldn't have done that as I was on a tour in Tibet at the beginning of this month.

Global equity market has been volatile this month, caused by the Euro crisis. STI retreated this month on thin volume. As at the end of the month, STI dropped more than 200 points, or 7.01%, ended at 2772.54. My portfolio value dropped 5.05% in the same period, performing better than the index.

During the month, I bought in LippoMall Trust and Yangzijiang. I participated in the script dividend scheme in AIMSAMPIREIT and DBS. At the moment the rights issue from SP Ausnet is still open, but I have not decided to participate. Going forward, I will continue to invest in good dividend stocks.

Ireceived a record dividend of S$17,000 this month (including div from bond fund). I looked well on track to reach the targeted dividend of S$60,000 this year. I must confessed that I spent half of the dividend on tour with my wife. The rest has been or will be re-invested.

Below are the top 30 holdings as at 31 May. Not much changes at the top of the list. YZJ re-entered the list when I bought in more. The offshore marine stock slided down a bit.

1.   SPH
2.   Semb Corp
3.   OCBC Bk
4.   ComfortDelGro
5.   DBS
6.   F & N
7.   SP AusNet
8.   ST Engineering
9.   Starhub
10. SGX
11. MetroHldg
12. FraserComm
13. CitySpring
14. Nikko AM STI ETF 100
15. SembMar
16. CapitaComm
17. Kep Corp
18. SIA
19. Ascendasreit
20. SATS
21. MapletreeLog
22. FrasersCT
23. MacqIntInfra
24. Yangzijiang
25. CapitaLand
26. Sabana Reit
27. AIMSAMPIReit
28. AscottReit
29. CoscoCorp
30. SingTel

SP Ausnet - Script Dividend Scheme and Rights Issue

I have SP Ausnet shares in my portfolio since 2007. During the last financial crisis when its price dropped below S$1 I average down my cost. Frankly I like the share as its price has been quite stable and dividend payout consistently good. I was looking for opportunity to buy more.

SP Ausnet has a dividend scheme in place, but I have never taken part. 2 reasons: First, I think the discount is not attractive enough. They used to offer 2~3% discount from the average trading place over a certain period. This time round they don't offer any discount! The form states 0% discount in bold. When I saw the form I felt that they have taken the investors for granted. The 2nd reason is that they make the form in such manner that once you accept teh script once, you are deemed to accept the script in all future dividends by default, until you submit a form to CDP to withdraw your participation. There is no way you can opt for receiving the script only for the present dividend.

SP Ausnet has annouce rights issue of 3 out of 20 shares at the price of S$1.25 per shares. Initially I thought this was a good opportunity to buy more shares. With the price dropped to S$1.245~1.25 now, I am no longer sure that taking up the rights issue is a good choice. I think the rights issue will end up a flop for SP Ausnet, unless the share price can pick up in the next few days. I am waiting till next week to decide my participation.

27 April 2012

I have to close this month's account a day earlier since I am going for an overseas tour tonight.

This April has been a quiet month with thin trading volume in SGX. In my opinion, global stock market is also going sideway. STI ended today at 2981.58, 29 points lower than last month. SG corporates' good earning failed to offset the Europe worry and hence did not boost up the index.

As at today, my portfolio value stands at almost the same level as end of last month. To be exact, 0.1% higher. Nothing much happened to the stocks in my portfolio. I also did not do much there, since the STI is at around 3000 and the direction is not clear. I participated in the rights issue of Global Inv. and Pac Andes. I received S$1,981 in dividend this month.

As many companies have declared dividend, I will received quite a big sum next month. I will reinvest the money into the market should there be good opportunities.

Below are the top 30 holdings. Changes are mainly at the bottom of the list.

1.   SPH
2.   Semb Corp
3.   OCBC Bk
4.   ComfortDelGro
5.   DBS
6.   F & N
7.   SP AusNet
8.   ST Engineering
9.   SGX
10. Starhub
11. MetroHldg
12. SembMar
13. Kep Corp
14. Nikko AM STI ETF 100
15. CitySpring
16. FraserComm
17. CapitaComm
18. SIA
19. Ascendasreit
20. SATS
21. MacqIntInfra
22. CapitaLand
23. MapletreeLog
24. FrasersCT
25. AIMSAMPIReit
26. Sabana Reit
27. AscottReit
28. CoscoCorp
29. UE
30. ASL Marine

30 March 2012

March was not an eventful month. Share prices go yo-yo and STI goes up and down around the 3,000 mark. At the end of the month it settles at 3010.68, 15 points (0.56%) higher than end of last month.
My stock portfolio value went up in line with STI, rose 0.6% in march.

I did not do much in the month. ITwo of the counters, Global Inv and Pac Andes offer right isssues, which I will participate. I received S$2,500 of dividend this month.

Below are the top 30 counters as at 30 Mar. Not much changes compared to last month.

1.  SPH
2.  Semb Corp
3.  OCBC Bk
4.  ComfortDelGro
5.  DBS
6.  SP AusNet
7.  F & N
8.  ST Engineering
9.  SGX
10. Starhub
11. MetroHldg
12. SembMar
13. Nikko AM STI ETF 100
14. Kep Corp
15. CitySpring
16. CapitaComm
17. FraserComm
18. SIA
19. Ascendasreit
20. CapitaLand
21. MacqIntInfra
22. SATS
23. MapletreeLog
24. FrasersCT
25. Sabana Reit
26. CoscoCorp
27. Noble Group
28. AIMSAMPIReit
29. Yangzijiang
30. CWT

29 February 2012

Sign of US economy recovery, and reaching of solution to European Crisis help to lift market sentiment in the month of February. Though some analyst continued to warn that the European crisis was far from over. Other world issues like the Iranian stopping the oil export to some European countries were not severe enough to rock the market, at least for now.

Global stock market continue to trend upwards, with DJ closed above 13,000 for the first time since 2008 financial crisis. STI touched 3000 level in the middle of the month but failed to stay at it at month end. STI closed at 2994.06 today, up 3% from last month. My portfolio value increased by 4.63% in this month.

I bought Transpac shares this month, triggered by the annoucement from the company to issue 1 bonus share for every 3 shares held, and I don't want to hold odd lot. Anyway this counter has been generous in dividend payout and the shares in hand are almost FOC.

I received a total of S$4,734 in dividend this month. Below are the top 30 holdings as at today. Some changes due to price fluctuation. SingTel and KS Energy were replaced by Yangzijiang and AscottReit.

1. SPH
2. Semb Corp
3. OCBC Bk
4. ComfortDelGro
5. DBS
6. F & N
7. SP AusNet
8. ST Engineering
9. SGX
10. Starhub
11. SembMar
12. Kep Corp
13. Nikko AM STI ETF 100
14. MetroHldg
15. CitySpring
16. SIA
17. FraserComm
18. CapitaComm
19. Ascendasreit
20. CapitaLand
21. MacqIntInfra
22. SATS
23. MapletreeLog
24. FrasersCT
25. CoscoCorp
26. Noble Group
27. Sabana Reit
28. Yangzijiang
29. AIMSAMPIReit
30. AscottReit

I don't quite understand the price movement of Yanzijiang and COSCO. There were many reports saying the shipping industry is not doing well and will face more challenge. NOL even reported RED in their numbers. HOwever these 2 counters have moved up recently. Strange....

31 January 2012

The year 2012 started with most of the analysts predicting that the economy would not do well and the market continue its downtrend. But the market did very well in January. Though the European crisis still has not see its end, some positive news from US lifted the market. STI rose 260 points (almost 10%) in the month to end above 2906. My portfolio rose slightly less, only 7.5% this month.

I did not do very much in share market this month. That was because I use some cash to buy into 2 bond fund and participated in the CMA Bond IPO. These actions drained my cash position so I did not buy any share this month. I received S$365 in dividend this month.

going forward, I will focus on blue chip with good dividend payout and REITs that are performing well.

Below are the top 30 holdings as at 31 Jan 2012. O&G and Shipping shares rose, Cosco came back to the list again and Sembmarine rose a few position.

1. SPH
2. OCBC Bk
3. Semb Corp
4. ComfortDelGro
5. DBS
6. F & N
7. SP AusNet
8. ST Engineering
9. SGX
10. Starhub
11. MetroHldg
12. SembMar
13. Kep Corp
14. Nikko AM STI ETF 100
15. CitySpring
16. SIA
17. FraserComm
18. CapitaComm
19. Ascendasreit
20. MacqIntInfra
21. SATS
22. CapitaLand
23. MapletreeLog
24. FrasersCT
25. CoscoCorp
26. Noble Group
27. Sabana Reit
28. KS Energy
29. AIMSAMPIReit
30. SingTel

30 December 2011

December has been a quiet month for stock market as many are on holiday. the usual Christmas rally didn't happen, and ST index dropped another 2% in the month to end at 2646. My portfolio value dropped 1.9% in the same period, almost in line with STI.

The Straits Time said on weekend that the stock market fell 17% for the whole year of 2011. My portfolio did slightly better, cushioned by the dividend income.

I did not do much in the month. I Topped up SGX and AscendasReit towards the end of the month when their prices dropped. I received S$6,700 of dividend this month. Total dividend received exceeded my target of S$50K, but since the porfolio value dropped more than that, the net return was still negative.

Below are the top 30 holdings. Not much changes occur, except AscendasReit replace Cosco, due to new buy-in.

1. SPH
2. OCBC Bk
3. ComfortDelGro
4. Semb Corp
5. F & N
6. SP AusNet
7. DBS
8. ST Engineering
9. SGX
10. Starhub
11. MetroHldg
12. Nikko AM STI ETF 100
13. Kep Corp
14. CitySpring
15. SIA
16. FraserComm
17. SembMar
18. CapitaComm
19. Ascendasreit
20. MacqIntInfra
21. MapletreeLog
22. SATS
23. FrasersCT
24. CapitaLand
25. Sabana Reit
26. KS Energy
27. SingTel
28. AscottReit
29. AIMSAMPIReit
30. Noble Group