Friday, August 17, 2012

Dividend Focused Investment Strategy

My blog is essentially a record of my investment journey. So this blog is only meant to share my thought ....

Over the time, my investment focus has shifted - focusing on Dividend and generating Cash Return. There are 2 main reasons for this shift:
  1. I have not been very successful in investing in growth stock.
  2. Age is catching up with me and the investment horizon is getting shorter.
  3. I am contemplating to quit my job in 2~3 years.
My SG share portfolio has been shifted to one that overweights dividend paying blue chip, Reits, and defensive stocks paying good dividend.

Selectively, I have been participating in script dividend scheme, rights issues etc offered by companies, e.g. DBS, OCBC, AimsampIreit, Cambridge, SP Ausnet, etc.

With STI crossing 3,000, I have slowed down in my new purchase to build up cash portion.

I have added high yield/bond/fix income Funds /  that pay regular dividend to my UT portfolio.

I use an Excel sheet to record dividend incomes from shares and funds. As and when dividends are annouced/received I record them to monitor the dividend income. As of today, it seems I am well on track to achieve or exceed my dividend target of 60K of this year.


4 comments:

ghchua said...

Congratulations, Sanye. You are well in your way to financial freedom! Yes, you now have an option to quit your job, and it is good to have this option anytime if you are not happy with your job.

Sanye said...

Thanks Shifu Ghchua. Indeed I have to thank you for inspiring me into relooking my investment strategy.

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