Dividend Focused Investment Strategy

My blog is essentially a record of my investment journey. So this blog is only meant to share my thought ....

Over the time, my investment focus has shifted - focusing on Dividend and generating Cash Return. There are 2 main reasons for this shift:

1. I have not been very successful in investing in growth stock.
2. Age is catching up with me and the investment horizon is getting shorter.
3. I am contemplating to quit my job in 2~3 years.

My SG share portfolio has been shifted to one that overweights dividend paying blue chip, Reits, and defensive stocks paying good dividend.

Selectively, I have been participating in script dividend scheme, rights issues etc offered by companies, e.g. DBS, OCBC, AimsampIreit, Cambridge, SP Ausnet, etc.

With STI crossing 3,000, I have slowed down in my new purchase to build up cash portion.

I have added high yield/bond/fix income Funds /  that pay regular dividend to my UT portfolio.

I use an Excel sheet to record dividend incomes from shares and funds. As and when dividends are annouced/received I record them to monitor the dividend income. As of today, it seems I am well on track to achieve or exceed my dividend target of 60K of this year.

FIND THIRTY BOOKS OF THE BIBLE

Okay, this is not the usual blog recording my investment portfolio. It is a puzzle I received via email. I find it very interesting (and difficult) so just share it here. If you are interested give it a try. Otherwise, have a good day!


FIND THIRTY BOOKS OF THE BIBLE







There are thirty books of the Bible hidden in this paragraph. Can you find them?

This is a most remarkable puzzle. It was found by a gentleman in an airplane seat pocket, on a flight from Los Angeles to Honolulu, keeping him occupied for hours. He enjoyed it so much he passed it on to some of his friends. One friend from Illinois worked on this while fishing from his john boat. Another friend studied it while playing his banjo. Elaine Taylor, a columnist friend, was so intrigued by it she mentioned it in her weekly newspaper column. Another friend judges the job of solving this puzzle so involving, she brews a cup of tea to help her nerves. There will be some names that are really easy to spot. That’s a fact. Some people, however, will soon find themselves in a jam, especially since the book names are not necessarily capitalized. Truthfully, from answers we get, we are forced to admit it usually takes a minister or scholar to see some of them at the worst. Research has shown that something in our genes is responsible for the difficulty we have in seeing the books in this paragraph. During a recent fund raising event, which featured this puzzle, the Alpha Delta Phi lemonade booth set a new sales record. The local paper, the Chronicle, surveyed over 200 patrons who reported that this puzzle was one of the most difficult that they have ever seen. As Daniel Humana humbly puts it, “the books are all right here in plain view hidden from sight.” Those able to find all of them will hear great lamentations from those who have to be shown. One revelation that may help is that books like Timothy and Samuel may occur without their numbers. Also, keep in mind, that punctuation and spaces in the middle are normal. A chipper attitude will help you compete really well against those who claim to know the answers. Remember, There is no need for a mad exodus, There really are 30 books of the Bible lurking somewhere in this paragraph waiting to be found.

31 July 2012

While the global equity market continued to be volatile due to Eurozone debt problem, Singapore market performed well this month. On some days STI even bugged the regional trend, went up went other regional burses dropped. Some analyts suggested that investment funds seek Singapore as save haven due the the volatility in European and US market. As at today, STI stood at 3036.40, up 5.5% compared to last month.

My portfolio value increased by slightly smaller percentage. It rose only 5% against last month (not that I am not happy with it). I think that was because a few counters went XD before the end of the month. I made one of the rare sell trade this month by selling away the 1 lot GLP bought at IPO, when the price went up to $2.27. I participated in the AscendasHT IPO and got the shares, but it didn't do so well when trading began. Well I shall be keeping the shares for dividend.

Talking about dividend, this month has been a dry month: I only received $1,138, and mainly from fixed income funds.

There is no drastic change in the list of top 30 holdings. Most of the counters do well in the month, while some do better than the others, so they swopped positions. F&N overtook DBS when its price surged due to the takeover bids. At the bottom SP Ship was squeezed out by CWT.

Here is the list:

1.   SPH
2.   OCBC Bk
3.   Semb Corp
4.   ComfortDelGro
5.   F & N
6.   DBS
7.   SP AusNet
8.   ST Engineering
9.   Starhub
10. SGX
11. MetroHldg
12. FraserComm
13. CitySpring
14. Nikko AM STI ETF 100
15. Kep Corp
16. SembMar
17. CapitaComm
18. Ascendasreit
19. SIA
20. MapletreeLog
21. SATS
22. CapitaLand
23. FrasersCT
24. MacqIntInfra
25. AIMSAMPIReit
26. Sabana Reit
27. Yangzijiang
28. AscottReit
29. SingTel
30. CWT