Wednesday, January 2, 2019

Portfolio Update December 2018

The year 2018 was not a good year for most equity investors. The trade conflict between China and US has caused some turbulence to the equity market and the major indices retracted. STI performed badly for the year. When I closed my position on 27 December, STI stood at 3,044.74. Compared to a year ago, it has dropped 358.18 points or 10.53%.

My portfolio value dropped with STI. For the year 2018, it lost 11.64%, without taking dividends received into account. If dividends were accounted, there would still be a lost of more than 6%. Even the traditional year-end rally did not happen. Index was almost flat in December, and so was my portfolio.

No trade was done in December, and total dividend received was S$7,809. Below are my top 30 holdings as at 27 December.

1.         M1
2.         ComfortDelGro
3.         DBS
4.         OCBC Bank
5.         SingTel
6.         SPH
7.         CapitaComm Tr
8.         ST Engineering
9.         Metro
10.     Frasers Comm Tr
11.     Kep Inf Tr fKa CIT
12.     SGX
13.     AIMSAMP Cap Reit
14.     SATS
15.     Mapletree Log Tr
16.     Sing Inv & Fin
17.     CapitaLand
18.     Sembcorp Ind
19.     Keppel Corp
20.     Nam Lee Metal
21.     Ascendas Reit
22.     United Engineers
23.     Cache Log Trust
24.     Tai Sin Electric
25.     Nikko AM STI ETF 100
26.     Global Inv
27.     YZJ Shipbldg SGD
28.     Suntec Reit
29.     Ascendas-h Trust
30.     Stamford Land

For the whole year, I have invested (including dividend reinvested to collect scrips) S$58,723 in shares. I have shifted my investment focus to bonds, and have invested a larger amount in bond than shares. Somehow my risk appetite has reduced.

Total dividend collected was S$176,000, which was about the same as 2017. This includes dividends from stock, UT and bonds. I expected it to be higher but it didn't happen.

Going forward, my focus will still be investing for cash flow. I will invest more in bond than stocks in the new year, and will invest mainly in blue chips for their stability and dividend payout.

Wishing all a blessed new year.


7 comments:

Singapore Man of Leisure said...

Sanye兄,

Once the M1 buyout is concluded, you gonna have lots of cash to play with in 2019 ;)

Have fun!

Sanye ◎ 三页 said...

SMOL 兄,

Yes, I will probably reinvest the cash in some bond again.

B said...

Hi Sanye bro

You managed to contain well and I think despite the drop your huge dividend contains it well.

Just curious if you are still working and contributing to the capital or are you simply living off dividends for now and reinvesting them back.

Sanye ◎ 三页 said...

Hi B,

I am still working part time (2 1/2 days a week) so I still have an income. The income from this part time job is enough to cover my expenses so the dividend received can still be reinvested.However since I do not know how long I will continue to work part time, I switching my investment focus to less risky vehicles (bond and bond fund). Investment in stocks slowed significant in the year.

SGX Stock Picks said...
This comment has been removed by a blog administrator.
Marysia said...


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