Friday, October 30, 2015

Portfolio Update - 30 October 2015

After a few months of volatility and southwards movement, I was glad to find STI recovered to above 2,900 points when I came back from my China (Xinjiang) trip. In fact the market looked rather good in October, and STI moved above 3,000 points. China's interest rate cutting and Europe's QE measure supported the stock prices. Singapore companies reported a mix results of the past quarters, but REIT's do generally quite well. Just as I thought that market should be on it's way up, US Fed's hint to raise interest rate in December rocked the market again. STI moved down again on the last 3 trading days of this month.

Compared to 22 Sep 2015 (that is when I updated my portfolio in September), STI moved up 133.04, or 4.64%. My portfolio trailed behind STI and moved up 3.47%.

This month, I bought some shares of Lian Beng, Stamford Land and Tai Sin Electric. I redeemed my holdings on Macquarie International Infrastructure Fund due to closure of the fund. Net cash injection into the portfolio was S$,19,676.83.

Total dividend income this month amounts to S$14,488.21. Majority of the dividend came from Unit trust, as dividend from shares was low this month.

With many companies already published their result and declared dividends in November and December, I am able to forecast the dividend income for the year. This year turns out to be a good year for dividend income. With the help of some special dividend (e.g. Boustead, KIT) and the investment in Unit Trust, my total passive income looks to hit S$150,000 this year. Before you, my dear readers start to 'wow' in admiration or envy, let me reveal to you that, this is the total dividend income from both shares and UT portfolio. Year-to-date, my stock portfolio alone has its value decline by 7.29%, and the dividend income from it only represents a return of slightly less than 6%. So all in all, I have a negative return (paper loss) in my stock investment this year. So, there is really nothing to shout at.

I added in this information so that I am not seem to always brad about my dividend income, and the reader will see a more complete picture. As I said in another post, investment in stock market is like a game, sometimes you win, sometimes you loss; or it's like 围棋, you win here, but loss there. My focus is on long term so this temporary loss can be tolerated.

Below are my top 30 holdings as at 30 October 2015: Two new comers in the group: Stamford Land and Ascendas H Trust.

1.       ComfortDelGro
2.       SPH
3.       OCBC Bank
4.       DBS
5.       Ausnet Services
6.       Kep Inf Tr fKa CIT
7.       ST Engineering
8.       Sembcorp Ind
9.       Metro
10.   Frasers Comm Tr
11.   SGX
12.   Starhub
13.   CapitaLand
14.   AIMSAMP Cap Reit
15.   Keppel Corp
16.   OUE
17.   SATS
18.   CapitaComm Tr
19.   YZJ Shipbldg SGD
20.   Nikko AM STI ETF 100
21.   Ascendas Reit
22.   Stamford Land
23.   Nam Lee Metal
24.   SingTel
25.   United Engineers
26.   Global Inv
27.   Sing Inv & Fin
28.   SIA
29.   Mapletree Log Tr
30.   Ascendas-h Trust

13 comments:

Createwealth8888 said...

Quote : "This year turns out to be a good year for dividend income. With the help of some special dividend (e.g. Boustead, KIT) and the investment in Unit Trust, my total passive income looks to hit S$150,000 this year. Before you, my dear readers start to 'wow' in admiration or envy, let me reveal to you that, this is the total dividend income from both shares and UT portfolio. Year-to-date, my stock portfolio alone has its value decline by 7.29%, and the dividend income from it only represents a return of slightly less than 6%. So all in all, I have a negative return (paper loss) in my stock investment this year. So, there is really nothing to shout at.

I added in this information so that I am not seem to always brad about my dividend income, and the reader will see a more complete picture. As I said in another post, investment in stock market is like a game, sometimes you win, sometimes you loss; or it's like 围棋, you win here, but loss there. My focus is on long term so this temporary loss can be tolerated. "



Great sharing with your readers and no headline boasting of $150K passive income per annum.

LOL!


Low Paul said...

Great progress, uncle sanye!!! More to come...

Anonymous said...

Hi Sanye,
How do you actually determined which shares are sound in fundamental, which can be keep for years to come? What are the parameter involved? It will be nice to share with us so that we can learn.

Regards,
Jason

Sanye ◎ 三页 said...

Hi Bro CW8888,

Thanks for the kind words. by repeating it you are boasting it for me. LOL.

Sanye ◎ 三页 said...

Hi Paul,

Thanks. Yeah hope more to come for all.

Cheers!

Sanye ◎ 三页 said...

Hi Jason,

I am only an ordinary investor. I have no "secret formula" in stocks. I read the company reports and look at its history to determine if a company is fundamentally sound. Analysis done by others also help. Certain criteria of my stock selection do shift over the years. A few years back, I wanted to build a portfolio consisting both income generating shares and growth shares. So I did buy some shares with potential to grow. However as time goes by, my portfolio is slowly shifting towards dividend stocks. Though I am still keeping some grow stocks in my portfolio, I may slowly discard them when opportunities arises.

Hope this help.

Passive Income Farmer said...

Hi 三页,

Congrats on your super $150K passive income!

Cheers,
Farmer.

Sanye ◎ 三页 said...

PIF,

Thanks. Hopefully next year can be equally good, plus some capital gain. LOL.

anil kumar bommaredy said...

Good info and esp the honest way it is put down. Quick question :
Is your dividend income taxable? If yes, you have net loss on paper, is your Net Income from tax. If yes, what is the net income (from Dividencds) after Taxes?

Sanye ◎ 三页 said...

Dear anil kumar bommaredy,

Thanks for dropping by. Dividend income in Singapore is not taxable.

kelvin soh said...

Hi how does Net cash injection into the portfolio was S$,19,676.83 and my total passive income looks to hit S$150,000 this year?? or net cash is that month

regards,

Sanye ◎ 三页 said...

HI Kelvin,

Net cash injection refer to cash injected this month. Passive income refers to dividend received. S$150,000 is dividend receive in 2015. They are two different entries in my worksheet.

Hope this clarifies.

kelvin soh said...

hi sanye, noted with thanks, impressive portfolio thumbs up