Monday, June 1, 2015

Portfolio Update 29 May 2015

 STI suffered the biggest loss of the year 2015 in May. Compared with last month, STI was in the negative territory the whole month. Not so positive corporate results and the concern that US will raise interest rate seemed to weigh on investors sentiment. When US, China and HK stocks rallied, SG stocks lagged behind. On the last few days on the month, when China, US stock prices plunged, we followed. Grexit, pending interest rate hike continue to dampen investor sentiment. STI closed today (29/5) at  3,392.11, down 2.73% from a month ago.

My portfolio did slightly better than the index, though it is still negative. As at month end, its value decreased by 1.69%, net of fresh fund injected and dividend received.

May has always been a month when I received big dividends. This year is no exception. Total passive income received from shares and UT was S$23,413. Of course I don't receive all of them in cash as I have opted to receive shares in some occasion.

Citysprings and Kep Inf Tr merger was completed this month. The merged trust is now known as Kep Inf Tr fka CIT. As I previously owned both trust, the merged Trust became larger and jump a few positions in the top 30 list. I also received some shares from First Reit and Fraser Comm Trust through Scrip Dividend Scheme. I also bought into Nam Lee Metal this month. I participated in the IPO of Fraser Retail Bond and was allotted 37,000 of the retail bond. This will not be in the top 30 list as it is bond. I sold all Nippecraft shares this month.

Below are the top 30 holdings as at 29 May 2015.

1. ComfortDelGro
2. SPH
3. DBS
4. OCBC Bank
5. Ausnet Services
6. Metro
7. Kep Inf Tr fKa CIT
8. Frasers Comm Tr
9. SGX
10. Sembcorp Ind
11. ST Engineering
12. Starhub
13. CapitaLand
14. OUE
15. AIMSAMP Cap Reit
16. United Engineers
17. CapitaComm Tr
18. YZJ Shipbldg SGD
19. Nikko AM STI ETF 100
20. Global Inv
21. Ascendas Reit
22. Mapletree Log Tr
23. SATS
24. SingTel
25. SIA
26. Lippo Malls Tr
27. SingShipping
28. Sing Inv & Fin
29. Frasers Cpt Tr
30. Sembcorp Marine

12 comments:

Low Paul said...
This comment has been removed by a blog administrator.
Low Paul said...

Hi Sanye, i am inspired by u as u were by gh chua. My dividend is behind urs by about 30%.
its good to receive 120kpa via dividends.
Thanks for sharing!

Sanye ◎ 三页 said...

Hi Paul,

Thank you for dropping by. As we share our journey with each other, we encourage and help each other to achieve our financial goal. I learned from your sharing as well.

Cheers!

THAM WAI KONG RAYMOND said...

Hi sanye,

My name is raymond. I just started investing and I'm surprised that you earn so much alone in dividends. Can i know roughly how much must invest to get that amount?

As i'm very new to investing and i hope to learn as much as i could in a shortest time cause I started very very late. Btw i'm in my late 40's

Huat ahhhh

Sanye ◎ 三页 said...

Hi Raymond,

Welcome to the investing world. It's better to be late than never. In fact I started investing when I was in my late 30's.

I have stopped revealing my portfolio size explicitly. However I always say that I am getting an annual yield of about 5~6% from my investment. You can roughly estimate the size of my investment.

By the way, I don't collect the same amount of dividend every month like this(would have been nice). Dividend in some months can be far less than May.

Low Paul said...

Indeed time is a very important factor for investing nce one gets his strategy right. This is alongside increasing active income through employment.
N the day will come when passives exceed actives, when one can decide to work or not.
cheers!

Sanye ◎ 三页 said...

Fully agree. Time is very important for compound effect to kick in, but to start late is still better than not starting at all.

It is not easy for passive income to exceed active income from employment(not impossible). Our goal should be for passive income to exceed our expenses. When this goal is reached we are financially free.

Cheers!

Just Some Thoughts said...

Hi Sanye,

Maybe we can view the recent drop in the STI as a good buying oppourtunity? and instead of looking at our losses look at the potential gain that we can make by investing during this period in good growth or high yielding shares.

Sanye ◎ 三页 said...

Hi Just Some Thoughts,

I agree with you totally. In fact I have bought some shares this month. One think to note is on one knows how far STI is going to decline and how bad Greece and Fed Rate hike effect is going to be. So don't throw in everything, but pace your investment to take advantage if stocks do decline further.

Just Some Thoughts said...

Hi Sanye,

We just need to be disciplined during this period and stick to dollar-cost averaging plans that we have set.

Low Paul said...

Hi sanye, with the size of ur portfolio n the fact that u receive substantial dividends quite regularly, no need to think so much abt macro economics...just keep reinvesting when u get them..this way u practise dollar averaging too!
over a long time, the only way is up. Unless human race is heading for disaster n going gone case.

Sanye ◎ 三页 said...

Hi Paul,

I agree with you that over a long time, the market direction is up, and one should not try too hard to "time" the market. Especially true for me, I am not good at that!

I do invest regularly. However, it is natural for human to look at the market condition and try to pace the investment. We all look for good entry points, don't we?